Negligence Laws by State: Can You Claim Compensation if an Accident Was Your Fault?

Reviewed by Louis Patino, JD, DC

dr louis patino personal injury lawyer

Louis Patino, JD, DC
A former U.S. Army Combat Medic, Dr. Louis Patino is a distinguished attorney recognised by Top Attorneys of America, Expertise, and the American Institute of Trial Lawyers. He has a Doctor of Jurisprudence from Texas Southern University and a Doctor of Chiropractic from Parker College of Chiropractic.

accident claim compensation

You’ve likely heard that you can file for compensation if you were in an accident that wasn’t your fault, but what if it was? Can you claim compensation if you were responsible?

In Texas, the answer is, potentially, yes.

Negligence laws vary by state, and this impacts how much compensation — if any — you’re entitled to.

There are two main types of negligence law: contributory negligence and comparative negligence, with the latter split into two further categories — pure comparative and modified comparative. There is one further type for a single state in the U.S., which we’ll dig into below.

See if you can recover compensation even if you’re partly at fault for your accident. Our San Antonio and McAllen personal injury lawyer can explain your right to claim and fight for maximum compensation from the party majorly responsible for your injuries. Click to book a free case review with our experienced attorney and find out where you stand.

 

Texas is a modified comparative state, which means that you can claim compensation if you are less than 51% at fault for your accident.

We look at the different types of negligence law, the negligence laws by state, and how these affect your ability to file a personal injury claim.

Want to see our graphic on the negligence laws by state? Jump there now!

What Are the Different Negligence Laws?

Contributory Negligence

Contributory negligence laws prevent plaintiffs from recovering compensation if they were at all at fault for their accident or injury — even if another party was negligent. The best way to illustrate this is with an example. Imagine you’re a pedestrian crossing a road. You fail to check for traffic before crossing or dart over the road instead of waiting for a stoplight. This causes you to get run over and sustain injuries. In a state with contributory negligence laws, you wouldn’t be able to claim compensation because your actions were negligent. It wouldn’t matter if the driver was speeding, distracted, or even intoxicated. The fact that you were partly at fault — and that you could have avoided the incident more likely than not if you hadn’t crossed the road the way you did — is enough to bar the possibility of recovering compensation entirely.

This can lead to potentially harsh outcomes, especially if an individual ends up with permanent, life-altering injuries resulting from a minor negligent action. As a result, contributory negligence has been criticized as archaic and unreasonable, even as early as 1957. However, several states still implement this negligence law.

See which states have contributory negligence laws.

Comparative Negligence

Comparative negligence laws allow plaintiffs to pursue compensation for damages, even if they were at fault.

There are two types of comparative negligence: pure and modified. Whether or not you can claim when you’re at fault depends on the type of comparative negligence adopted by the legislature. The amount of compensation you can receive will vary accordingly.

Pure Comparative Negligence

Pure comparative negligence is, in essence, the direct opposite of contributory negligence. In states with this negligence law, individuals injured in an accident can pursue compensation if the other party was negligent, even if the plaintiff was majorly at fault.

The amount of compensation you can receive will be reduced based on how much you are at fault. For example, if you are involved in a car accident that was 80% your fault, your compensation would be reduced by 80%, allowing you to claim the remaining 20% from the other party.

Modified Comparative Negligence

Modified comparative negligence is similar to pure comparative negligence. It allows plaintiffs to file a personal injury claim if they are partly responsible for their accident — but only if their fault falls beneath a set threshold.

The fault cap for states with modified comparative negligence laws varies between 50% and 51%, which means that you can only recover compensation if you are 49% or less or 50% or less at fault respectively. 

The majority (33) of U.S. states have modified comparative negligence laws, with 23 following a 51% threshold and 10 having a 50% cap.

See which states have comparative negligence laws.

What Are the Negligence Laws by State?

Hover over a state in the map below to see which negligence law applies in personal injury claims.

Alternatively, click here to see each state in a table, along with the statute or precedent that establishes each negligence law.

Made with Visme

Which States Have Contributory Negligence Laws?

Given the perceived antiquated and unfair nature of contributory negligence laws. Just five states adopt this negligence law:

  • Alabama
  • District of Columbia (D.C.)
  • Maryland
  • North Carolina
  • Virginia.

Which States Have Pure Comparative Negligence Laws?

Twelve states enforce the most generous negligence law, where accident victims can recover compensation if they are found between 1% and 99% responsible for their injuries.

These states are:

  • Alaska
  • Arizona
  • California
  • Florida
  • Kentucky
  • Louisiana
  • Mississippi
  • Missouri
  • New Mexico
  • New York
  • Rhode Island
  • Washington.

Which States Have Modified Comparative Negligence Laws?

The remaining states — bar South Dakota — adopt modified comparative negligence laws, enabling a personal injury claim if the fault threshold falls below a specific percentage.

There are 33 modified comparative negligence states, split into two categories: those that award compensation to victims who are less than 50% at fault and those that enable victims to receive a payout if they are less than 51% liable.

The 10 states that allow injury victims to recover compensation if they are less than 50% at fault for their accident are:

  • Arkansas
  • Colorado
  • Georgia
  • Idaho
  • Kansas
  • Maine
  • Nebraska
  • North Dakota
  • Tennessee
  • Utah.

The remaining states use the 51% rule, meaning victims cannot recover compensation if they are 51 % or more at fault. In other words, even if a jury finds a plaintiff (the person bringing the claim) and defendant (the person or party you allege is responsible for your accident and injuries) each 50% liable, the plaintiff can still receive 50% of the judgment awarded.

Texas has this comparative negligence law, as do 22 other states, resulting in a total of 23 modified comparative negligence states with a threshold of 51%. They are:

  • Connecticut
  • Delaware
  • Hawaii
  • Illinois
  • Indiana
  • Iowa
  • Massachusetts
  • Michigan
  • Minnesota
  • Montana
  • Nevada
  • New Hampshire
  • New Jersey
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Texas
  • Vermont
  • West Virginia
  • Wisconsin
  • Wyoming.

Slight-Gross Negligence Comparative

Just one state, South Dakota, does not follow either contributory comparative or comparative negligence laws. Instead, it has its own type of negligence law, called slight-gross negligence comparative. This law states that individuals can recover compensation if their fault was “slight” and the other party’s fault was “gross.” If the plaintiff’s fault is slight in comparison to the negligence of the other party, compensation will be reduced accordingly.

If it’s not clear that there is a distinction between the plaintiff’s fault and the other party’s fault, the plaintiff cannot recover any damages.

In practice, this negligence law is effectively a hybrid between contributory and comparative negligence. But what constitutes “slight”?

In one South Dakota Supreme Court case, a plaintiff was involved in an auto collision with a train and pursued a personal injury claim against three parties. Combined, the defendants were found to be at 70% fault, with the plaintiff 30% responsible for — among other things — failing to see the train and failing to brake or take other evasive action.

For this case, “slight” was defined as “small of its kind or in amount; scanty; meager”, and the test for determining this was to compare it with the negligence of all defendants. The Supreme Court ultimately stated that a “finding of 30% contributory negligence is more than slight in comparison”.

Statutes and Negligence Laws by State Chart

 

State Negligence Law Statute or Precedent What It Means for You
Alabama Contributory negligence Alabama Rules of Civil Procedure

Rule 8 (c)

Plaintiffs can’t recover compensation if they are partly responsible for their accident.
Alaska Pure comparative negligence Alaska Statute

Sections 9.17.060 and 09.17.080

Plaintiffs can’t recover compensation if they are solely liable for an accident.
Arizona Pure comparative negligence Arizona Revised Statutes

Section 12-2505

Plaintiffs can’t recover compensation if they are solely liable for an accident.
Arkansas Modified comparative negligence: 50% rule Arkansas Code Annotated

Section 16-64-122

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
California Pure comparative negligence Li v. Yellow Cab Co., 13 Cal.3d 804, 532 P.2d 1226 (1975) Plaintiffs can’t recover compensation if they are solely liable for an accident.
Colorado Modified comparative negligence: 50% rule Colorado Revised Statutes

Section 13-21-111

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Connecticut Modified comparative negligence: 51% rule Connecticut General Statutes

Section 52-572h (b)

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Delaware Modified comparative negligence: 51% rule Delaware Code

Title 10, Section 8132

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
District of Columbia (D.C.) Contributory negligence Wingfield v. People’s Drug Store, 379 A.2d 685 (1977) Plaintiffs can’t recover compensation if they are partly responsible for their accident.
Florida Pure comparative negligence Florida Statutes

Section 768.81 (2)

Plaintiffs can’t recover compensation if they are solely liable for an accident.
Georgia Modified comparative negligence: 50% rule Georgia Code

Sections 51-12-33 and § 51-11-7

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Hawaii Modified comparative negligence: 51% rule Hawaii Revised Statutes

Section 663-31

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Idaho Modified comparative negligence: 50% rule Idaho Code

Section 6-801

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Illinois Modified comparative negligence: 51% rule Illinois Compiled Statutes

Section 735 ILCS 5/2-1116

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Indiana Modified comparative negligence: 51% rule Indiana Code

Sections 34-51-2-5 and 34-51-2-6

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Iowa Modified comparative negligence: 51% rule Iowa Code

Section 668.3 (1) (b)

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Kansas Modified comparative negligence: 50% rule Kansas Statutes Annotated

Section 60-258a (a)

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Kentucky Pure comparative negligence Kentucky Revised Statutes

Section 411.182

Plaintiffs can’t recover compensation if they are solely liable for an accident.
Louisiana Pure comparative negligence Louisiana Civil Code

Article 2323

Plaintiffs can’t recover compensation if they are solely liable for an accident.
Maine Modified comparative negligence: 50% rule Maine Revised Statutes

Title 14, Section 156

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Maryland Contributory negligence Garrett County Maryland v. Bell Atlantic, 695 A.2d 171 (1977) Plaintiffs can’t recover compensation if they are partly responsible for their accident.
Massachusetts Modified comparative negligence: 51% rule General Laws of Massachusetts

Chapter 231, Section 85

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Michigan Modified comparative negligence: 51% rule Michigan Compiled Laws

Sections 600.2957; 600.6304, and 600.2959

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Minnesota Modified comparative negligence: 51% rule Minnesota Statutes

Section 604.01 (1)

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Mississippi Pure comparative negligence Mississippi Code Annotated

Section 11-7-15

Plaintiffs can’t recover compensation if they are solely liable for an accident.
Missouri Pure comparative negligence Missouri Revised Statutes

Section 537.765 and Gustafson v. Benda, 661 S.W.2d 11 (1983)

Plaintiffs can’t recover compensation if they are solely liable for an accident.
Montana Modified comparative negligence: 51% rule Montana Code Annotated

Section 27-1-702

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Nebraska Modified comparative negligence: 50% rule Nebraska Revised Statute

Sections 25-21,185.09 and 25-21,185.12

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Nevada Modified comparative negligence: 51% rule Nevada Revised Statutes

Section 41.141

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
New Hampshire Modified comparative negligence: 51% rule New Hampshire Revised Statutes

Section 507:7-d

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
New Jersey Modified comparative negligence: 51% rule New Jersey Statutes

Section 2A:15-5.1

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
New Mexico Pure comparative negligence New Mexico Statutes Annotated

Section 41-4-1 and Scott v. Rizzo, 634 P.2d 1234

Plaintiffs can’t recover compensation if they are solely liable for an accident.
New York Pure comparative negligence New York Civil Practice Law & Rules

Section 1411

Plaintiffs can’t recover compensation if they are solely liable for an accident.
North Carolina Contributory negligence Smith v. Fiber Controls Corp., 268 S.E.2d 504 (1980) Plaintiffs can’t recover compensation if they are partly responsible for their accident.
North Dakota Modified comparative negligence: 50% rule North Dakota Century Code

Section 32-03.2-02

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Ohio Modified comparative negligence: 51% rule Ohio Revised Code

Section 2315.33

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Oklahoma Modified comparative negligence: 51% rule Oklahoma Statutes

Section 23-13

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Oregon Modified comparative negligence: 51% rule Oregon Revised Statutes

Section 31.600

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Pennsylvania Modified comparative negligence: 51% rule Pennsylvania Consolidated Statutes

Section 7102

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Rhode Island Pure comparative negligence Rhode Island General Laws

Section 9-20-4

Plaintiffs can’t recover compensation if they are solely liable for an accident.
South Carolina Modified comparative negligence: 51% rule Ross v. Paddy, 340 S.C. 428, 532 S.E.2d 612 (2000) Plaintiffs can’t recover compensation if they are found 51% or more at fault.
South Dakota Slight-gross negligence comparative South Dakota Codified Laws

Section 20-9-2

Plaintiffs can recover compensation if their fault was “slight” and the other party’s fault was “gross.”
Tennessee Modified comparative negligence: 50% rule McIntyre v. Balentine, 833 S.W.2d 52 (1992) Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Texas Modified comparative negligence: 51% rule Texas Civil Practice and Remedies Code

Sections 33.001-33.017

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Utah Modified comparative negligence: 50% rule Utah Code Annotated 

Section 78B-5-818 (2)

Plaintiffs can’t recover compensation if they are found 50% or more at fault.
Vermont Modified comparative negligence: 51% rule Vermont Statutes Annotated

Title 12, Section 1036

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Virginia Contributory negligence Baskett v. Banks, 45 S.E.2d 173 (1947) Plaintiffs can’t recover compensation if they are partly responsible for their accident.
Washington Pure comparative negligence Revised Code of Washington

Section 4.22.005-015

Plaintiffs can’t recover compensation if they are solely liable for an accident.
West Virginia Modified comparative negligence: 51% rule West Virginia Code

Sections 55-7-13a and 55-7-13c (c)

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Wisconsin Modified comparative negligence: 51% rule Wisconsin Statutes

Section 895.045 (1)

Plaintiffs can’t recover compensation if they are found 51% or more at fault.
Wyoming Modified comparative negligence: 51% rule Wyoming Statutes

Section 1-1-109

Plaintiffs can’t recover compensation if they are found 51% or more at fault.

Filing a Personal Injury Claim in Texas

As the Texas legislature follows the modified comparative negligence law, plaintiffs can recover compensation if they are found 50% or less at fault for their accident. This is also known as the “51% rule”, as individuals cannot claim if they are 51% or more responsible.

A court hearing will determine the percentage of fault of each party. During this hearing, the court will consider the actions of all parties and the extent to which they contributed to the accident.

To ensure the outcome is in your favor, having an experienced lawyer advocate for you is crucial. Your Texas personal injury lawyer will gather and present evidence to support your version of events, make your case, and prevent the other party(s) from ascribing more fault to you.

Have you been in an accident in Texas that was your fault? Our personal injury lawyers in McAllen and San Antonio can advise you on whether you can claim compensation and how much you might be entitled to. For a no-obligation review of your accident, contact our experienced personal injury attorneys today.

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