What to Do after a Slip-and-Fall Accident in Texas
If you’ve been involved in a slip-and-fall accident in Texas, taking the following steps can protect your rights and strengthen your potential claim:
Inform the Property Owner
You should report the incident to the property owner, manager, or supervisor immediately and ensure they create a written incident report. This step allows you to document the accident and explain how it happened. You should also request a copy, which your attorney can review later.
Note Witness Details
If anyone witnessed your fall, get their names and contact information. Their testimony could prove critical in supporting your claim by proving the property owner’s negligence.
Take Photographs
Document the scene, if possible, by taking photographs of your injuries and the hazardous conditions that caused your fall. For example, if you slipped on a liquid spillage at a grocery store, photograph the wet floor and the aisle. Additional photographs provide context, preventing the store from arguing there was a wet floor sign just out of shot.
Seek Medical Care
Seek medical attention promptly, even if you don’t think you’re seriously injured or you’re unsure if you can claim. Some injuries may not be immediately apparent, and delaying treatment could impact your entitlement to compensation and make your injuries worse, lengthening your recovery. Explain how the accident happened to your healthcare provider. This statement creates a medical record linking your injuries to the slip-and-fall incident. You should also follow instructions provided by your doctor and treatment plan, including taking medication as instructed and attending follow-up appointments and treatments.
Avoid Providing a Statement to Insurers
Insurance adjusters often reach out shortly after an accident, seeking a recorded statement. While they may seem friendly and concerned, their primary objective is to protect their interests. They aim to dispute your claim, question your credibility, and ultimately minimize their liability, which could result in a reduced payout or even a denied claim.
These adjusters are skilled at asking leading questions about your role in the accident and the extent of your injuries. They may try to get you to downplay your injuries or admit partial fault for the accident. If they offer a quick settlement to resolve your claim, it’s almost always less than what you’re truly entitled to.
When an insurance adjuster contacts you, be polite but firm. Inform them that you decline to provide a recorded statement and that you’ll consult with an attorney first. Remember, you have no obligation to give a statement, and it’s in your best interest to speak with a legal professional before communicating with the insurance company.
Being hounded by insurers? Read our guides on the Dos and Don’t of Dealing with Insurance Adjusters and Insurance Company Surveillance Tactics.